Purchasing a Property — Your Path to Buying a Home with Confidence
Whether you’re seeking pre-approval for a future purchase or ready to proceed because you’ve already found your dream home, we’re here to help—every step of the way.
Our Pre‑approval/Purchase Home Loan Process
1
Initial Consultation & Needs Assessment
We begin with a no‑obligation chat—online or in‑office—where we’ll talk about your situation, goals, and timeline. This helps us identify suitable lenders and loan types from our broad panel.
2
Pre‑Approval Application
Once we understand your needs, we compile your documentation (income, savings, assets, credit history) and lodge a pre‑approval application. This gives you a confident price range to search within—and positions you strongly with sellers.
3
Property Identified/Purchase Offer Submitted
Found a property? We review the contract, ensure your pre‑approval still matches, and may seek a full approval. We assist with deposit transfers and negotiate any lender conditions (e.g., valuations, inspections).
4
Formal Loan Approval & Documentation
When your offer is accepted, we upgrade your pre‑approval to formal approval. We coordinate with the lender, organise valuations and inspections, and prepare all settlement documentation—supported by our transparent process.
5
Settlement Support & Post‑Settlement Care
We guide you right through settlement—liaising with conveyancers, lenders, and agents. After settlement, we ensure you understand loan repayments and any redraw or offset benefits. We’ll also check in periodically to review your mortgage structure as life changes.
Who Should Consider a Home Loan?
You’re a first-time buyer
You’re upsizing or downsizing
You’re investing in property
You want to buy off the plan
You have deposit gaps
You need pre‑approval
Why Choose
Your Corner 360?
Comprehensive expertise across home loans, refinances, SMSF, and top‑ups—so you get the right strategy from day one
End‑to‑end guidance from first enquiry to settlement, keeping you informed and in control
Access to Australia’s full lender panel, arming you with competitive rates and flexible features
Local service, national reach—online or in-person appointments across Australia
Take the First Step
Speak to our team today and explore your options. Whether you’re looking to reduce your repayments or restructure your finances, we’re in your corner.