Home Loan Refinance — Lower Your Repayments, Unlock Your Potential
Whether you want to secure a better interest rate, reduce fees, access cashback offers, or unlock equity for future investments, our team will guide you through every step.
Why Refinance Your Home Loan?
Lower Your Interest Rate
Even a small reduction in your home loan rate can translate into thousands of dollars saved over the life of your loan.
Reduce Your Monthly Repayments
Free up monthly cash flow by negotiating better terms with your current or new lender.
Unlock Equity in Your Property
Use the equity you’ve built to fund renovations, consolidate debts, or invest in more property.
Access Cash Back Refinance Offers
Some lenders offer cashback incentives when you switch. We help you take advantage of these limited-time deals.
Switch to a More Flexible Loan
Refinance into a loan structure that better fits your life — whether that’s an offset account, redraw facility, or fixed/variable split.
Our Home Loan Refinance Process
1
Personalised Discovery Call
We start with a free, no-obligation call to understand your goals, current loan, and future plans.
2
Compare Rates & Products
We compare a wide range of lenders, interest rates, and features to find the right fit.
3
Present Your Refinance Strategy
We show you how much you could save, what features you’ll gain, and help you understand the full picture.
4
Application Handling & Approval
We take care of the paperwork, negotiations, and lender liaison so you don’t have to.
5
Settlement & Ongoing Support
Once your refinance settles, we remain your partner to ensure your loan stays competitive.
Why Choose
Your Corner 360?
We work with major banks and specialist lenders
100% independent and client-first
Fast, personalised service with clear advice
Access to refinance cashback offers
Deep experience with SMSF, equity release, and top-up strategies
Who Should Consider Home Loan Refinance?
Your interest rate hasn’t changed in years
You’re coming off a fixed term
You want to consolidate debt
You need funds for renovations
You’re exploring investment property options
You’re unhappy with your lender’s service or fees
Common Questions About
Home Loan Refinance
How often can I refinance my home loan?
You can refinance as often as it makes financial sense, though fees and break costs should always be considered. We help you assess the net benefit.
Will refinancing affect my credit score?
A refinance application results in a credit check, but we help ensure it’s timed and structured wisely to minimize any negative impact.
Can I refinance if my property value has dropped?
Yes, though your equity position may affect how much you can borrow or which lenders are available.
Take the First Step
Speak to our team today and explore your options. Whether you’re looking to reduce your repayments or restructure your finances, we’re in your corner.